Terms and Conditions

Application Form Terms & Conditions​​

1. Introduction

The FinTech Incubator and Accelerator Program (“FIA” or “Program”) is a program designed to support the growth of local and global participating FinTech startups which can be companies or individuals. The Program is presented by Qatar FinTech Hub (“QFTH” or “Hub”) and run by Qatar Development Bank (“QDB”) on its behalf, having an office and its principal place of business at Qatar Development Bank, Grand Hamad Street. Doha, Qatar. PO Box 22789. The Program is designed to attract the best global FinTech startups to Qatar and support their growth by offering them the following support over a 3-month period (“Acceleration Phase”)

  • Mentorship
  • co-working space,
  • regulatory advice and support
  • support with fund raising and
  • support with accessing the local and global market

A group of participants will be selected from the submissions and be given the opportunity to present their solution to a judging panel that may include executives from QDB and as well as other members of the Hub. FIA may perform any of its activities or exercise any of its rights in connection with the program, whether or not described in these terms. In these terms, references to “you” or the “company” shall mean to the person or company wishing to participate in this program.

2. Overview

The initial phase of the program will take place via your/ your company’s online registration and submission of your solution. Registrations and submissions will be accepted from 1st of March 2020 until the 1st of XXX 2020 (“Submission Period”). Based on a number of factors, including criteria described in section 8, 9 and 10 below and information gained from inquiries and discussions with companies, FIA will invite participants to present their solution in-person or virtually as the case may be during fintech showdown, currently anticipated to occur on or around 9th of April 2020 (“Pitch Days”). The Hub will confirm the date of the pitch days in due course. As a result of the pitch days companies will be selected for the acceleration phase (“finalists”). Finalists will be notified of their selection and will be required to (a) confirm within a specified timeframe that they will be able to attend the Pitch Days and (b) agree to additional terms and conditions that will govern the Acceleration Phase (collectively, the “Post-Selection Materials”).

Registering and submitting for the program, and/or presenting your solutions during Pitch Days does not mean that you will be invited or guaranteed the opportunity to participate in the Program.

The Hub reserves the right, in its sole discretion and without prior notice, to adjust the number of finalists, or to adjust any of the dates and/or timeframes stipulated in these terms for purposes of verifying a participant’s compliance with these terms, or as a result of technical problems, or in light of any other circumstances that, in the Hub’s opinion, affect the proper administration of the Program as contemplated in these terms.

You agree that you will not issue any press release or make any public statement or disclosure about the Program without the Hub’s prior written consent, and that failure to comply with this may result in disqualification.

3. Agreement to terms

By registering for the Program, (a) you agree to comply with all applicable laws, these terms, and any other guidelines or instructions provided to you by the Hub in connection with the Program, (b) you represent and warrant that you have the authority to bind yourself and/or your company and its participants to these terms, and (c) you agree that all decisions of the Hub and the Program’s judges (“judges”) are final and binding on you, your company, and its participants.

To the extent that there is any inconsistency between these terms and any program-related materials, including but not limited to social media, website content, and television, print, or online advertising, the terms shall govern.

4. Submission process

You may register for and submit to the Program by following the instructions at https://www.f6s.com/qatarfintechhubacceleratorwave1 and

https://www.f6s.com/qatarfintechhubincubator-wave1

All registrations and submissions must be received by 11:59 p.m. (Qatar time) of the last day of the submission period to be considered for the program. The Hub’s systems shall serve as the official clock for purposes of the registration and submission deadline. All registrations and submissions must be in English .

It is solely your responsibility to ensure that you have properly registered yourself/ your company and your solution. The Hub will not be responsible for any lost, delayed, misdirected, incomprehensible, incomplete, damaged, garbled or undeliverable registrations or solutions, or any delay or failure to transmit, process, receive or consider registrations.

5. Eligibility – participants

Only Companies will be eligible to benefit from the acceleration phase, therefore, (i) if you participated in the Program as an individual, and if selected, you agree to incorporate a company that meets the criteria down listed. (ii) if you participated in the Program via a company, then your company should meet all of the following criteria, each determined by the Hub in its sole discretion:

  • Your company is incorporated or registered to do business in Qatar or you agree to register your business in Qatar if selected for the acceleration phase;
  • All participants from your company are at least 18 years old at the time of registration (or at least the age of majority in your/their jurisdiction of residence);
  • If selected for the Acceleration Phase, you agree to have at least one person from your leadership team be present in Doha for the entire acceleration phase;
  • Your product or offering belongs to one of the four areas of interest; payments, Islamic finance, SME and RegTech;
  • Is a minimum potentially viable product;
  • Does not contain, depict, imply or refer (explicitly or otherwise) to any content that:
    • Is inappropriate, objectionable, or unsuitable;
    • Disparages or refers negatively to the Hub, the Program, or any other person or entity;
  • Unnecessarily refers to any third party (person or entity); or
  • Violates any law or any third party’s intellectual property, privacy, personality or other rights (“third-party rights”)
  • Does not contain malicious code, create an information security risk or otherwise compromise the integrity of the solution or related software, data or property;
  • Your product or offering does not infringe or violate any third-party rights, and none of the Hub partners will infringe any third-party rights when they copy, display, modify, transmit or otherwise use the solution in connection with the program or in any other way contemplated herein; and
  • Your product or offering is not the subject of any actual or threatened litigation, claim, or dispute

The Hub may request valid proof of eligibility, including with respect to identity, corporate organization, age and other relevant documentation, and may disqualify a participant at any time without notice for any reason, including, without limitation, if the Hub determines (in its sole discretion) that the provided proof is not sufficient or the participant does not otherwise meet the Program’s eligibility criteria, or the participant fails to comply with these terms or attempts in any way to disrupt or undermine the program or to circumvent any of these terms.

6. Judging process

QFTH and the judges will select the finalists and the winner in their sole discretion. Throughout the program, QFTH may contact you regarding your company, your solution, its implementation, or other relevant topics to assist in evaluating your submission and may share with QFTH and the QFTH party’s information received from such inquiries, correspondence, and discussions.

Because QFTH is seeking innovative ideas and solutions, there is no single criterion on which QFTH, and the judges will evaluate your solution. Solutions will be judged on a combination of the following criteria:

  • How unique, innovative, and/or novel is the product offering?
  • How suitable the product or offering is for the Qatar market?
  • How scalable is the product or offering?
  • How strong company founder profile are?
  • How aligned the product or offering is to Qatar’s country priorities?
  • How compelling are the company’s offerings?
  • How positive an impression did the company and its presentation make?
  • Is the company at a stage of technological development that aligns with QFTH’s interests?

Decisions of the Hub and the judges with respect to all aspects of the Program will be final and binding.

7. Cancellation

The Hub has the right to modify, extend, suspend or cancel the Program in its own discretion without further notice. Similarly, if for any reason the Hub cannot run the Program as planned due to any force majeure events, the Hub may cancel, modify, extend or suspend the program in its sole discretion.

8. Intellectual property rights

You will retain any intellectual property rights you have in the solution that you create and present in your submissions. However, by participating in this program, you acknowledge and agree that to the extent permitted by applicable law, any ideas, concepts, data, materials, or information related to your product or the Program that you share are not confidential or proprietary, and the Hub and others (including but not limited to anyone attending the in-person presentations) may use, incorporate or disclose any of them now or in the future in any manner, and you waive any and all related claims that you may have against the parties or anyone participating in or attending this program.

If your presentation or solution includes likenesses of third parties or contains content or elements not owned by you, you must be able to provide signed written legal releases (in a form that is satisfactory to the Hub) that permit you to use and exploit such content and elements in the manner used and exploited and that permits the Hub to use and exploit the content and elements in accordance with these terms.

In addition, you hereby grant to the Hub an unrestricted, royalty-free, perpetual, irrevocable, worldwide, sublicensable, assignable license to reproduce, communicate, modify, display, transmit, publicly perform, make derivative works from, and otherwise use your submission and solution (in whole or in part) without any fee or other form of compensation, and without further notification or permission, for the following purposes:

  • Administering the Program;
  • Displaying some or all of the solutions at the in-person finalist pitch day, and in any and all media now known or hereafter devised, worldwide; and
  • Advertising or promotion in any media, including without limitation to advertise or promote the Program, future challenges, and Hub’s offerings.

You agree that the Hub is not responsible for any unauthorized use of your submission (in whole or in part) by third parties.

9. Publicity

You acknowledge and understand by attending any program-related event in person as a participant, you agree that the hub may photograph, videotape and otherwise record footage of you in relation to your participation in the Program (collectively, “footage”). By registering, you hereby warrant and represent that you have secured the same consent from each participant from your company. Footage, including all copyright and other rights therein and thereto, will be owned by the Hub, and the Hub will have the right but not the obligation to use, edit, copy, publish and exploit such Footage and all elements embodied therein, in whole or in part, in any and all media now known or hereafter devised throughout the world, in perpetuity, for advertising, publicity, promotional, trade and other purposes without further notification, permission, or consideration.

Except where otherwise prohibited by law, you consent to the Hub’s use of your company’s name as well as your name, voice, likeness, biographical information and other indicia of identity in any and all media now known or hereafter devised throughout the world, in perpetuity, for advertising, publicity, promotional, trade, and other purposes without further notification, permission, or consideration. You also grant to the Hub a revocable, non-exclusive, non-transferable license to use your or your company’s trademarks, service marks, logos, trade dress, trade names and service names to publicize your company and your participation in the program.

By registering for the Program, you are representing and warranting that you have secured the same consent from each participant from your company equivalent to the consents in the preceding paragraph and you agree that you will secure the same written consent from any person who accompanies you or accompanies a participant from your company to any program-related event or other Hub event. You agree that you will provide the Hub with copies of the written consents required by this section 8 upon request by the hub

10. Disclaimers, liability, and indemnification

Subject to paragraph 4 bellow, the hub does not accepet liability for any loss or damage of any solution or for any other loss or damage resulting directly of indirectly from yout participation in the program. The hub materials or support are provided on an "As In" and "As Available" basis with no warrenty. You agree that the hub have not made and are not responsible or liable for any warraty, representation, or guarentee, statutory, express, or implied (Including but not limited to the implied warranties of merchantibility, title, and fitness for a particular purpose), in fact or in law, relative to the program, or any award or benefit. The hub shall not in any circumstances be responsible or liable to yout for:

  • Incorrect or inaccurate transcription or registration or submission information or late, lost, incomplete, misdirected solutions, or registration or solution recieved through impressible or illegitimate channels.
  • Technical feature of any kind, including the malfunctioninhg of any telephone, computer, network, hardware or software
  • The unavailability or inaccecibility of the hubs any service.
  • Unautorized human intervention in any part of the registration, submission or judging process of the program.
  • Electronic or human error which may occur in the administration of the program or the processing of registration or solution submission or in the judging process; or
  • Any injury or damage to persins or property, including your computer, which may caused, directly or indirectlt, in whole or in part, from your participation in the program or from downloading or using any matrial provided by the hub

Nothing in this agreement shall exclude or in any way limit the hub's liability for fraud or death or personal injury caused by itd negligence, or for any other liability to the extent that such liability may not be exclude or limited as a matter of law.

Subject to paragraph 4 above, the hub will not be liable to you for any indirect, special, consequential, or punitive damages in connection with the program, or program benefits or these terms.

Without prejudice to the foregoing and subject always to paragraph 4 above, the hubs maximum aggrigate liability to you howsover arising (Whether for breach of contract, tort, (Including negligence or otherwise) out of or in connectionwith the program or benefits of these term is limited to the direct losses only and shall in no circumstances exceed the sum of one thousand US Dollars (US $1,000).)

You hereby release and agree to indeminify and hold harmless the hub from any and all damages, injuries, claims, causes of action, liabilities, costs and expenses (Including legal fees and expenses), or losses of any kind, known or unknown, absolute or contingent, now or in the future (Including but not limited to personal injury or death) arising from or related to:

  • Any breach or alleged breach by you of any representation, warranty, or obligation contained in these terms.
  • Any misrepresentation you make under these terms or otherwise to the hub.
  • Your participation in the program.
  • Your solution or the use or distribution thereof;or
  • Your Reciept, use or redemption of any award or benefit, or your inability to recieve, use of redeem my award or benefits.

11. Personal information

The Hub may collect personal information from participants for the Hub’s own legitimate interests, including for the purposes of administering and advertising the program. All personal information collected from you will be processed in accordance with the Hub’s privacy policy and any preferences expressed by entrants during the Program entry process. You have the right to access, withdraw, and correct personal information held about you, and to oppose the collection or processing of it. You may request such action by contacting the Hub at fintech@qdb.qa. Your personal information may also be shared with our subcontractors to administer the Program.

Whenever you submit any information to us in order to administer the program, please be aware that the Hub will be processing this data in accordance with the provisions of the Qatar data protection laws. Please note that Qatari law may be different from the laws and requirements about privacy and data use than where you live.

12. Governing law and disputes

The Program, these terms, and any matter arising out of or in connection with them are governed by the laws of Qatar and are subject to the exclusive jurisdiction of the Qatari courts, and you hereby waive and agree not to pursue any actions in any other jurisdiction or venue. You also agree to waive any right to claim ambiguity in these terms, except to the extent expressly prohibited by applicable law.

13. Waiver

Failure by the Hub to enforce any term of these Terms will not constitute a waiver of that or any other provision.

14. Relationship to the Hub

You acknowledge that nothing in these terms will constitute an employment, joint venture, or partnership relationship between you and the Hub. In no way are you to be construed as the agent or to be acting as the agent of the Hub in any respect, and vice versa.

15. Further information

For more information about the Program please email the Hub at: fintech@qdb.qa

General Terms and Conditions

1. Introduction

Qatar FinTech Hub (QFTH) is a global FinTech Hub with the purpose of supporting the development of the FinTech industry in the State of Qatar. We work to facilitate collaboration among the participants and stakeholders of the FinTech ecosystem and to develop meaningful local and global relationships that will advance our FinTech vision. The Qatar FinTech Hub represents a range of stakeholders in the industry from early stage FinTech companies to large financial services companies and relevant service providers. To further its aim of developing the FinTech industry in Qatar, we also aim to partner with institutions and other associations from Qatar and globally to cooperate on initiatives relating to the FinTech industry.

Qatar FinTech Hub respects your privacy and is committed to protecting your personal data. this privacy notice will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

2. Important information and who we are

2.1 Purpose of this privacy notice

his privacy notice aims to give you information on how Qatar FinTech Hub collects and processes your personal data through your use of this website (), including any data you may provide through this website when you engage our services.

It is important that you read this privacy notice together with any other privacy notice or fair processing notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy notice supplements the other notices and is not intended to override them.

2.2 Third-party links

This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.

3. The data we collect about you

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together follows:

  • Identity Data includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender.
  • Contact Data includes billing address, delivery address, email address and telephone numbers.
  • Financial Data includes bank account and payment card details.
  • Transaction Data includes details about payments to and from you and other details of products and services you have purchased from us.
  • Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website.
  • Profile Data includes your username and password, purchases or orders made by you, your interests, preferences, feedback and survey responses.
  • Usage Data includes information about how you use our website, products and services.
  • Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences.

We also collect, use and share aggregated data such as statistical or demographic data for any purpose. Aggregated data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your usage data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect aggregated data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.

We do not collect any special categories of personal data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.

Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.

4. How is your personal data collected?

We use different methods to collect data from and about you including through:

  • Direct interactions. You may give us your identity, contact and financial data by filling in forms or by corresponding
  • with us by post, phone, email or otherwise. This includes personal data you provide when you:
  • When you apply to become a member on our website
  • When you apply to participate in the incubator program
  • When you apply to participate in the accelerator program
  • When you apply to our
  • When prospective members are sent a full application form to be accepted as a member of Qatar FinTech Hub
  • When you subscribe or are added (through membership) to our newsletters/e-shots
    When you download specific brochures/online documents
  • When you ‘contact us’ on our various sites via an online form
  • When you submit surveys and event feedback forms
  • When you telephone or email us
  • When you submit applications to exhibit, sponsor, partner and speak at our events
  • When you register for and attend one of our events, programs or initiatives

Automated technologies or interactions. As you interact with our website, we may automatically collect technical data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies. Please see our cookie policy for further deta

Third parties or publicly available sources. We may receive personal data about you from various third parties as set out below:

5. How we use your personal data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

  • Where we need to perform the contract we are about to enter into or have entered into with you.
  • Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
  • Where we need to comply with a legal or regulatory obligation.

Further information about the types of lawful basis that we will rely on to process your personal data is provided below:

Legitimate Interest means the interest of our business in conducting and managing our business to enable us to give you the best service/product and the best and most secure experience. We make sure we consider and balance any potential impact on you (both positive and negative) and your rights before we process your personal data for our legitimate interests. We do not use your personal data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law). You can obtain further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities by contacting us.

Performance of contract means processing your data where it is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract.

Comply with a legal or regulatory obligation means processing your personal data where it is necessary for compliance with a legal or regulatory obligation that we are subject to.

Generally, we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by contacting us.

6. Promotional offers from us

We may use your identity, contact, technical, usage and profile data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you (we call this marketing).

You will receive marketing communications from us if you have requested information from us or purchased services from us and, in each case, you have not opted out of receiving that marketing.

7. Third-party marketing

We will get your express opt-in consent before we share your personal data with any other company for marketing purposes.

You can ask us or third parties to stop sending you marketing messages at any time by contacting us.

Where you opt out of receiving these marketing messages, this will not apply to personal data provided to us as a result of the provision of our services to you.

8. Cookies

When you visit Qatar FinTech Hub website(s), Qatar FinTech Hub uses “cookie” technology try to make that experience simple, personalised and meaningful. Cookies are small pieces of information which are issued to your computer or any similar device you use to access the internet e.g. smart phone, tablet or other mobile device when you visit a website and which store and sometimes track information about you are use of the website. A number of cookies Qatar FinTech Hub use last only for the duration of your web session and expire when you close your browser. Other cookies are used to remember you when you return to the website and will last for longer.

Qatar FinTech Hub use cookies to:

  • Create a specific log-in session for a visitor to an Qatar FinTech Hub website in order that page requests by that visitor are delivered in an effective, secure and consistent manner; recognise when a visitor to an Qatar FinTech Hub website has visited before; this means we can identify the number of unique visitors we receive to the website and allows us to make sure we have enough capacity for the number of users that we get; customize elements of the promotional layout and/or content of the pages of the website; store your product selections to the shopping basket;
  • Improve the website(s) and learn which parts are most popular to visitors. To do this, we gather statistical information about how our visitors use the website(s) including device-specific data such as the IP address of the device (collected and stored in an anonymised format); the device screen size; the device type and browser information; country of location; and the preferred language used to display the website(s). Our servers also automatically record information including the referring domain; the pages visited; and the date and time when website(s) pages were accessed.
  • Gather information through our advertising partners, about the pages on the Qatar FinTech Hub website(s) that you visit, and also other information about other websites that you visit, so as to place you in an “interest segment”. This information is then used to serve interest-based advertisements which it is believed will be targeted to your interests

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

9. Change of purpose

We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.

If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.

Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

10. International transfers

Some of our external third parties are based outside the State of Qatar so their processing of your personal data will involve a transfer of data outside the State of Qatar.

Whenever we transfer your personal data out of the State of Qatar, we ensure a similar degree of protection is afforded to it by ensuring the following safeguard is implemented.

We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the State of Qatar.

11. Data security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

12. Data retention

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

In some circumstances you can ask us to delete your data: see Request erasure below for further information.

In some circumstances we may anonymise your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you.

13. Your legal rights

By using this website you are agreeing to these terms.

Under certain circumstances, you have rights under data protection laws in relation to your personal data. You have the right to:

  • Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
  • Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
  • Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
  • Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
  • Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it
  • Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.

You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.

14. What we may need from you

We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

15. Time limit to respond

We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made several requests. In this case, we will notify you and keep you updated.

16. Copyright notice

Qatar FinTech Hub owns the copyright and any other rights in all material on this site other than any parliamentary material, third party stock images (such as photographs) and other material as indicated.

You may print and download extracts from this site on the following conditions:

  • The documents and related graphics on this site are for personal use or for use within an individual firm or organisation; any copies of these pages that you save to disk or to any other storage medium may only be used for subsequent personal viewing purposes or for viewing within the firm or organisation by which they were saved or stored.
  • Any extracts which are printed may only be used for personal viewing – or for viewing within the firm or organisation by which they were printed
  • Neither pages saved to disk or stored in any way, nor extracts printed, may be distributed to third parties or sold or otherwise circulated for profit.
  • No documents or related graphics on this site are to be modified in any way.
  • Graphics on this site are not to be used separately from the accompanying text.
  • The source of our material should be acknowledged in all copies
  • You must not reproduce or store any part of this site in any other website or include it in any public or private electronic retrieval system or service without our prior written permission.
  • You must not use data from this site to provide a data feed to any comparison table or any other website without our written permission

Photographs of senior staff of the FinTech (the executive photographs) are made available on this site and may be reproduced by firms and other readers, including journalists, in any publication, whether or not sold or otherwise circulated for profit, provided the reproduction does not modify the executive photograph in any way.

If you reproduce any of the material on this site, whether on paper or electronically, you must ensure that any document or publication in which the material is displayed or incorporated does not:

  • in any way imply that the Qatar FinTech Hub is endorsing a firm, journal or publication or any particular products, services or communications,
  • present false information concerning Qatar FinTech Hub,
  • contain content that could be construed as distasteful, offensive or controversial, or infringe any intellectual property or other rights of any person or otherwise not comply with any relevant law or regulation.

Any re-use of material on this site otherwise than as explicitly permitted in this copyright notice is prohibited unless prior written permission to the re-use has been obtained from Qatar FinTech Hub.

17. Disclaimer

We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept liability for any error or omission.

We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.

Part of this site contains material sent to us by third parties. These third parties are responsible for ensuring that the material they submit to us complies with national and relevant foreign law. We are not responsible for any error, omission or inaccuracy in the material. We reserve the right to omit, suspend or edit any material submitted.

The materials on this site do not constitute financial or other professional advice. You should consult your professional adviser if you require financial advice.

This website offers links to other sites – they enable you to leave the Qatar FinTech Hub site. We do not control the linked sites and we are not responsible for the contents of any linked site or any link in a linked site, or any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.

While we try to ensure that this site is normally available 24 hours a day, we will not be liable if, for any reason, the site is unavailable for any period of time.

Access to this site may be suspended temporarily or permanently and without notice.

18. Laws and regulations

User’s access to and use of QFTH website is subject to all applicable Qatari laws and regulations.

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